Becoming a mom changes everything. As you learn to nurture and protect your little one each day, it’s only natural to start thinking about their long-term future, your family’s financial security, and how you can continue caring for them, no matter what life brings. One of the most powerful steps you can take as a mother is estate planning. It’s not just about money—it’s about peace of mind, and knowing that your child will be protected, supported, and cared for if the unexpected happens.
At Comer Law Group, we understand that for mothers, family always comes first. From our Dallas office, we proudly help Texas families build thoughtful, legally sound estate plans that reflect their values and priorities.
Why wait? Here’s how you can start safeguarding your family’s future today.
1. Choose Guardians for Your Children
No one can replace you—but in the event something happens, it’s vital to have a plan for who will care for your children. Naming a legal guardian in your estate plan ensures that someone you trust will be there to raise your child with the values, stability, and love you want for them. Without a named guardian, a judge will make that decision—and their choice may not reflect your wishes.
2. Create a Will or Trust
As a mom, you manage everything from doctor’s appointments to bedtime routines. A will gives you the same control over what happens to your assets and your children if something happens to you. It also legally documents who should care for your kids, reinforcing the guardian decision you’ve made.
Want to take your planning a step further? A trust gives you even more control. Think of it like a secure “bookbag” where you place your assets. It lets you decide how and when your assets will be distributed—often avoiding probate, keeping your family’s affairs private, and even reducing taxes.
3. Name Beneficiaries for Your Assets 🚗
Life insurance, retirement accounts, savings—if you have these in place (or are considering them), make sure you’ve designated beneficiaries. This ensures your money goes directly to the people you intend, without delays or court processes.
4. Establish Health Care Directives
If you’re ever unable to make medical decisions for yourself, health care directives like a living will or a power of attorney for healthcare make sure your voice is still heard. These documents reduce the burden on your loved ones and ensure that your care reflects your values.
5. Plan for Your Child’s Education 🎓
From preschool to college, you want to give your child every opportunity to succeed. Setting up a 529 plan or a custodial account now allows you to save for educational expenses with potential tax advantages. It’s one more way to invest in your child’s bright future.
6. Secure Life Insurance Coverage
You work hard to protect your family—and life insurance is a key part of that protection. It provides a financial safety net to help your child maintain stability if you’re no longer there. Whether you choose term or whole life coverage, having the right policy in place is a loving, proactive step.
7. Update Your Plan as Life Changes
As your family grows, so do your needs. New baby? New home? A change in income? Be sure to revisit your estate plan regularly to keep everything up to date and aligned with your goals.
Why Moms Trust Comer Law Group 👩🏽👩🏼
At Comer Law Group, we believe that strong moms build strong legacies. Our experienced team will guide you through the estate planning process with compassion, clarity, and confidence—so you can focus on the joy of motherhood knowing your child’s future is secure.
Let us help you take this important step for your family. Call us today at 1 888 387 0650 or visit our website to learn more about our personalized estate planning services for mothers and growing families across Texas.